Ohio Department of Insurance OH-Life-Agent-Series-11-44 Exam : OHIO Life Insurance Agent Series 11-44

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Ohio Department of Insurance OH-Life-Agent-Series-11-44 Exam Syllabus Topics:

Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 Sample Questions:

1. An agent's actions or deeds demonstrate what kind of authority?

A) inherent
B) delegated
C) express
D) apparent

2. Deliberate withholding of material facts that would affect the validity of an Insurance policy or a claim under
the policy Is known as

A) misrepresentation.
B) slanting.
C) aleatory contract.
D) concealment.

3. Which of the following is a life insurance contract written on the life of an individual?

A) Survivorship Policy.
B) Single-Life Insurance.
C) Joint Life Contract.
D) Insurance.

4. Which of the following is a characteristic of a contract of adhesion?

A) The Insurer agrees to pay a stated sum regardless of loss.
B) Each party is entitled to rely on others' representations.
C) The terms must be accepted or rejected in full.
D) The insurer's obligations are dependent upon certain acts of the insured individual.

5. Competency of an Individual to enter into an Insurance contract is determined based on

A) payment of premium.
B) ownership.
C) legal age.
D) legal purpose.

Solutions: