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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. Which of the following is excluded from coverage in the standard owner's policy?

A) any claim for loss or damage based on negligence arising from the status of lien with the insured mortgage
B) lack of a right of access to and from the land
C) recorded documentation on the title to real property without acknowledgment
D) any law, ordinance, or governmental regulation without filed notice

2. A statement included on a title commitment such as "record warranty deed from the owner shown in Schedule A vesting title in the proposed insured" is an example of a

A) requirement.
B) post policy event.
C) standard exception.
D) condition.

3. The sale of a property was subject to the buyer's being able to assume an existing loan on the property. Upon examination, the note was found to contain a clause that prohibited the assumption of the loan. The clause was

A) a prepayment clause.
B) a due-on-sale clause.
C) a subordination clause.
D) an assumption clause.

4. A licensee has violated a Pennsylvania insurance law. The commissioner CANNOT impose what penalty after the hearing?

A) a jail sentence
B) a fine
C) license revocation
D) license suspension

5. Which of the following is NOT effective with a Quit Claim Deed?

A) Stops grantor from asserting rights.
B) Conveyance of title interest.
C) Warranty of title.
D) Remove clouds on title.

Solutions: