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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. An insurance licensee must do all of the following in order to renew an insurance license EXCEPT

A) hold active insurer appointment(s).
B) complete the continuing education requirements, if applicable.
C) pay the required renewal fee.
D) submit to the department a completed renewal form.

2. When issuing an Owner's policy, encumbrances should be shown as

A) listed on Schedule A for informational purposes.
B) an exception in Schedule C.
C) a requirement in Schedule B-I.
D) listed on Schedule B as an exception.

3. Title is vested in Bill and Monica. The deed says nothing as to how they are to hold title or as to their marital status. They are NOT married to each other. The presumption is that

A) they are joint tenants with rights of survivorship.
B) the conveyance is void.
C) they are tenants by the entirety.
D) they are tenants in common.

4. Coverage under a loan policy remains effective

A) until the lender assigns the mortgage.
B) until the property is sold.
C) until the secured debt is satisfied.
D) during the life of the owner.

5. A licensee has violated a Pennsylvania insurance law. The commissioner CANNOT impose what penalty after the hearing?

A) a jail sentence
B) a fine
C) license revocation
D) license suspension

Solutions: