Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 : NY-Life-Accident-and-Health

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Insurance Licensing NY-Life-Accident-and-Health Exam Syllabus Topics:

Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:

Question 1

Which of the following statements BEST describes a disability elimination period?

A. A qualifying period.
B. A time deductible rather than a dollar deductible.
C. A dollar deductible rather than a time deductible.
D. A benefit or utilization period.

Question 2

Which of the following services must be provided by a health benefit plan issued on or after January 1, 2014?

A. Adult eye care services.
B. Adult dental care services.
C. Preventive health services.
D. Long-term care services.

Question 3

Term life insurance differs from permanent life insurance in that MOST often, term life insurance

A. accumulates a much smaller cash value.
B. is automatically renewable at the end of the term period.
C. has a longer premium payment period.
D. remains in force for a specific period of time.

Question 4

Which of the following is a basic benefit of Medicare Supplemental insurance?

A. At-home recovery.
B. First 3 pints of blood each year.
C. Basic drugs limit of $1,250.
D. Preventive care.

Question 5

Which of the following is a potential DISADVANTAGE of a fixed annuity?

A. There is no guaranteed specific benefit amount to the annuitant.
B. Payments continue only for a maximum of 2 years after the annuitant ' s death.
C. Annuitants could experience a decrease in the purchasing power of their payments over a period of years due to inflation.
D. The insured invests payments in variable securities, and the return fluctuates with an uncertain economic market.

Solutions: